Student’s Education Loan

STUDENTS CAN AVAIL OF EDUCATION LOANS HERE

The Higher Education Department, Government of West Bengal has introduced the Student Credit Card Scheme for the students of West Bengal to enable them to pursue education without having any financial constraints. This scheme is designed to support the students to pursue secondary, higher secondary, madrasah, undergraduate, and post-graduate studies including professional degrees and other equivalent courses in any School, Madrasah, College, University, and other affiliated institutes within and outside India.
A student from West Bengal can obtain a maximum loan of Rs. 10 lakhs @ 4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks District Central Cooperative Banks and Public/ Private Sector Banks. A 1% interest concession will be provided to the borrower if the interest is fully serviced during the study period. The upper age limit for interested students has been kept at 40(forty) years at the time of applying for a loan. The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday. For details kindly go through the Scheme given in this portal.
Website Link Details- https://wbscc.wb.gov.in/

West Bengal Scheduled Castes Development & Finance Corporation, got its present incarnation as “West Bengal Scheduled Castes, Scheduled Tribes and Other Backward Classes Development & Finance Corporation” (WBSCSTOBCDFC) when two amendments of the Act during 1980 and 1981 increased its operational scope by bringing the development of tribal people especially those who are living below the poverty line (BPL) within its ambit. Backward Classes Welfare Department of the State Government exercises administrative control over the Corporation.
The Corporation offers a bouquet of schemes to the target group to fulfill the mandate of creating an alternative source of income through small and medium economic activities. Finances are made available to individuals or to groups, in comparatively soft terms along with admissible subsidy and margin money. Thus, a large section of marginalized people of rural Bengal is covered by institutional credit by the Corporation.
Website Link of WBSCSTOBCDFC Details-https://www.wbbcdev.gov.in/

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